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Work out the cost

Repayment calculator

Move the sliders to see exactly what a loan costs, and check it against your borrowing limit before you apply.

Your loan

K50K10,000
1 day30 days
SkipK10,000

We set borrowing limits at 60% of take-home pay. Enter yours to see whether this loan would be accepted.

Total repayable
K1,375.00

if you settle on day 10

PrincipalK1,000.00
Fixed interest (10%)K100.00
Daily interest (2.75%/day)K275.00
Interest per dayK27.50
Total interestK375.00

If you repay earlier

warning If you miss the due date

Another 10% is added and interest becomes 4% per day.

Balance the moment it defaults—
Then, per day—
7 days into default—
Apply for this loan

Indicative only. Your actual limit is set from your payslip.

How this is worked out. Interest is a one-off 10% of the principal, plus 2.75% of the principal for every day the loan runs. There is no repayment schedule and no salary deduction — the clock stops the day you settle. More on rates and limits.